What do we do?
Financial planning is about starting with the end in mind. Developing a clear set of life goals, costing them carefully and planning to achieve them over a set period. They may be material goals or less to do with 'things' For example, you may simply want to achieve peace of mind. Or to feel secure that if you need care in old age, the cash will be there to provide it. It's not just about 'getting stuff', though if that's what's uppermost in your mind, then we can plan to go get it!
So our service revolves around two main pillars:
Firstly, we use the Prestwood financial planning system, allowing you to take a peek into the future and check that what you're doing is enough. If it isn't, we can work out what 'enough' looks like. If you come to us with a plan you'd like to consider (a holiday home, school fees, taking a sabbatical, or suchlike) we can model the effect it's likely to have on your finances and tell you what you need to know - is it actually feasible? If not now, then when, and how? If it is - go do it! If not, let's plan for it!
Second, we invest your money. Ideally we'd like all our client portfolios doing positive good for the world, or at least doing no harm. These days, ecological concerns are no longer the province of a small minority. We feel we owe it to the world and its future generations to be part of a change movement, and that involves investing in sustainable ways. So as accredited members of the UK Sustainable Investment & Finance Association, we start with the UN's Sustainable Development Goals as an ideal framework for doing the right thing.
It's your choice, always, and we cater expertly for clients who prefer to invest in mainstream funds. But we find when we ask some basic questions about what clients would like their money to be doing/not doing, and that they can both invest sustainably and grow their capital, we're finding that more and more people are choosing this path. Reversing the question makes it more obvious - 'Do you want to do harm to the world, its future and its inhabitants by the way you invest?'
Alongside these two pillars of the service you can expect us to deal confidently with the other areas of work that you'd expect a financial planner to be involved with. We do that either directly or through a trusted network of professionals in other fields. In this way we provide a complete and joined-up approach to looking after our clients, leaving few stones unturned in an effort to turn your dreams into realities.
Lastly, we're proudly independent. Independence is more than just having access to the entire market. It's a mindset, in which our clients' needs and values come first and foremost.
So our service revolves around two main pillars:
Firstly, we use the Prestwood financial planning system, allowing you to take a peek into the future and check that what you're doing is enough. If it isn't, we can work out what 'enough' looks like. If you come to us with a plan you'd like to consider (a holiday home, school fees, taking a sabbatical, or suchlike) we can model the effect it's likely to have on your finances and tell you what you need to know - is it actually feasible? If not now, then when, and how? If it is - go do it! If not, let's plan for it!
Second, we invest your money. Ideally we'd like all our client portfolios doing positive good for the world, or at least doing no harm. These days, ecological concerns are no longer the province of a small minority. We feel we owe it to the world and its future generations to be part of a change movement, and that involves investing in sustainable ways. So as accredited members of the UK Sustainable Investment & Finance Association, we start with the UN's Sustainable Development Goals as an ideal framework for doing the right thing.
It's your choice, always, and we cater expertly for clients who prefer to invest in mainstream funds. But we find when we ask some basic questions about what clients would like their money to be doing/not doing, and that they can both invest sustainably and grow their capital, we're finding that more and more people are choosing this path. Reversing the question makes it more obvious - 'Do you want to do harm to the world, its future and its inhabitants by the way you invest?'
Alongside these two pillars of the service you can expect us to deal confidently with the other areas of work that you'd expect a financial planner to be involved with. We do that either directly or through a trusted network of professionals in other fields. In this way we provide a complete and joined-up approach to looking after our clients, leaving few stones unturned in an effort to turn your dreams into realities.
Lastly, we're proudly independent. Independence is more than just having access to the entire market. It's a mindset, in which our clients' needs and values come first and foremost.